Archive for August, 2009

On The Radio

By Kevin M

On Tuesday, August 25th, I will be interviewed by Neal Frankle for his program, The Wealth Pilgrim Show, on BlogTalk Radio.

You can listen to the interview, or even participate in the discussion by either of the following methods:

CALL IN: The call-in number is 347-637-2262 . Guests can listen/call in on any phone.

ON THE WEB: You can listen to the program on your computer by going to www.blogtalkradio.com/Wealth-Pilgrim-Show/2009/08/25/Neal-Frankle-on-Wealth-Pilgrim-Radio.

If you listen by your computer, you will need to register at www.BlogTalkRadio.com. By registering, you can also participate in the program. Registration will take about two minutes.

We are going live on 8/25/09 at 3 pm PST, 6 pm EST, and the program will run for one hour. Please join us!

Strategy #3 to Survive a Down Economy: Improve Your Repertoire of Skills Constantly

By Kevin M

In 10 Ways To Survive a Down Economy (published on Christianpf.com June 1) we listed ten strategies to help you deal with the bad economy. Our topic for today, Strategy #3:

“Improve your repertoire of skills constantly. The better you are at what you do the more valuable you will be to your employer. The improvement can also be in preparation for future endeavors. It’s never a bad idea to have a skill or skill set which is totally unrelated to your primary employment. Hint: if it’s something you like to do, it may not even feel like work.”

The Importance of Skills

The job market today is largely skills driven. You may not get a job that you apply for if you lack a specific skill the employer is looking for, even if you have the education and experience for the position. In today’s job market there’s no shortage of credentialed candidates in most fields, so the advantage will often go to the person with the widest set of desirable skills.

Find a Part Time Job Where You Already Work

By Kevin M

Friday Income & Cash Flow ForumThis is a weekly open forum dedicated to increasing income, cash flow and customer base, for anybody who needs to increase business or supplement a paycheck. Salaried employees, homemakers, small business owners, commissioned sales people, entrepreneurs, retirees—this is FOR you, and we’d like to hear FROM you. What works in one household or business may not work in another, but then again it might. Or it might be modified and adapted to different situations.

Many times when we think about earning some extra money, the first thing that comes to mind is getting a part time job. But let me suggest that you consider first seeing if such an opportunity may exist where you work right now.

At the bank my wife works for, some of her coworkers, all of whom work at positions inside the bank, take weekend shifts as tellers to earn additional money, over and above their regular salary.

Save Money By Taking Better Care of Yourself

Kevin M

Expense Reduction Strategies Forum–We’re taking on this weekly forum as a way of exchanging ideas to help lower the cost of living. This includes expense reduction and elimination, but goes beyond, even to include lifestyle changes that may bring savings on a number of fronts. Ideas on ways to cut personal, household or business expenses are welcome!

On July 20th in this space we talked about using a diet as a way to save some money (Is Now A Good Time To Go On A Diet?). As most of us understand, typical diet plans are expensive, requiring membership in the diet program, the purchase of healthier but more expensive foods, or even the purchase of food and meals directly from the diet sponsor. But our plan actually saved money and was infinitely more basic: diet by eating less food!

In this week’s edition of the Expense Reduction Strategies Forum, I’d like to take the health/expense reduction connection to the next level. We can save money and improve health by eating less, but even greater payoffs, both financial and in the quality of our lives, can be had by going even farther, by realizing a reduction in living expenses by taking better care of our overall health.

Useless Job Hunting Methods

By Kevin M

Maybe you or someone you know isn’t having much success in finding employment, and while the poor state of both the economy and the job market are primarily to blame, use of ineffective search methods may be contributing to the frustration.

Yahoo! HotJobs ran an article on Monday, Deceptive Targets in the Job Hunt:
5 Methods That Waste Your Time. In the article, Caroline M.L. Potter zeros in on five common job hunting strategies which are either outdated, completely ineffective or even counterproductive.

Eliminate Little Used Subscriptions and Memberships

By Kevin M

We’re taking on this weekly forum as a way of exchanging ideas to help lower the cost of living. This includes expense reduction and elimination, but goes beyond, even to include lifestyle changes that may bring savings on a number of fronts. Ideas on ways to cut personal, household or business expenses are welcome!

Hopefully, at this point, we’ve all learned that memberships and subscriptions mostly benefit the merchant by keeping us on board as loyal customers, whether or not we actually use what it is we’ve paid for.

If you’re a heavy user of a certain service, a subscription or membership can prove to be a real cost advantage. But never assume you’re saving money just because you’re in the plan. More significantly, if you have several subscriptions and memberships, it’s highly unlikely that you’re getting much benefit from all or even most of them.

Pages

Archive for August, 2009

On The Radio

Strategy #3 to Survive a Down Economy: Improve Your Repertoire of Skills Constantly

Find a Part Time Job Where You Already Work

Save Money By Taking Better Care of Yourself

Useless Job Hunting Methods

Eliminate Little Used Subscriptions and Memberships

Financial Management