Guest Post
Many frugal experts will shy readers away from using credit cards because it can be easy to overspend. But credit card rewards can actually help you save.
Here are ten ways to use credit card rewards to benefit you:
1) Statement credits: Some cards, like the American Express Blue Sky card, allow you to use your points as a statement credit toward qualified travel purchases, including any flights, hotels, or car rentals. If you do any traveling at all, this is a useful reward that is basically like cash toward your statement.
2) Gas rebates: A straightforward reward for something you always use, gas rebates can be an easy way to make sure you are using your points for something you will use.
3) Fund your IRA: Some cards will deposit your cash rewards directly into an investment account or 529 college fund. For example, the Fidelity Rewards American Express Card will make a $50 deposit for every $2,500 in purchases.
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Fast Track to Frequent Flyer Miles
OR, AVOID ROUTINES – DO SOMETHING UNUSUAL!
By Dave Kelly
Are you in a rut, bunky? Feeling like every day is like the day before? And you are certain that you are not caught up in a “Star Trek” or “Groundhog Day” like time loop?
I have an idea for you!
Change things up! Do something impulsive, unusual, or out of your world. Go for a bike ride, take a dance class, or apply to be an astronaut. An astronaut? Sure! You might not make it, but would it not be cool to go through the interview process?
Or take a trip.
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