The following is a guest post by Rob Bennett of A Rich Life. While it is not the intention of this site to present and offer investment advice to visitors, Rob offers a conservative approach that may be of value to anyone who is in a career change, debt reduction, or other type of financial transition, and represents a refreshing approach that offers a counter to the prevailing financial culture that recommends heavy and permanent positions in stocks—an investment class which is more risky than most people commonly understand.–Kevin Mercadante
Many people believe that stocks are always the best asset class for middle-class investors. It’s not so and I can show this with numbers.
The price that you pay for stocks obviously affects the long-term return you obtain from them. But have you ever gone to the trouble to check how much overpricing affects the return obtained? I have, and the results of my investigation were eye-opening for me.



